OneCard is all you need!
The OneCard MasterCard is the most convenient way to send money to anyone in the U.S. You choose the transfer option which best fits your needs and we handle the rest!
OneCard Account Features:
FDIC Insured for up to $250,000
Your money is FDIC insured through CBW Bank to at least $250,000. It's safer than carrying cash! CBW Bank, Member FDIC.
MasterCard Zero Liability Protection
Your OneCard is protected against any fraudulent and unauthorized transactions. See Terms and Conditions for details.
Link your bank account to your OneCard
Already have a bank account? No problem. Transfer money between your accounts.
Access your account whenever you need to
Check your balance, review your transaction history, and transfer money anywhere at anytime online.
Receive your paycheck electronically
Eliminate the high cost of check cashing fees and get more from your paycheck through Direct Deposit.
Use your card anywhere MasterCard is accepted
Shop at any MasterCard merchant location in store or online and withdraw cash at any MasterCard ATM.
Frequently Asked Questions:
Where can I get OneCard MasterCard?
Signing up is easy. Click here to sign-up.
Do I need to activate my card before using it?
Yes. Activate your card in three easy steps:
1) Log in to www.onecard.cool
2) Click on "My Accounts"
3) Click on "Activate My Card"
How do I deposit money to my card?
The best way to deposit money to your card is to set up direct deposit of your paycheck. Take your card's direct deposit information to your employer to get paid electronically each payday.You can also deposit money to your card from your existing bank account.

Log on and link your existing bank account by clicking on "Money Source"
How do I use my OneCard?
You can use your OneCard MasterCard anywhere Debit MasterCard cards are accepted. Be sure to know your card balance before you shop. When you're ready to make your purchase, give the cashier your card or, if asked, swipe your card at the terminal. The purchase amount will automatically be deducted from the card balance.

Where can I use my OneCard?
You can use your OneCard MasterCard anywhere Debit MasterCard cards are accepted-that's millions of locations worldwide from retail stores to online, mail, and phone orders. You can also use your card to pay bills online.
How can I send money?
OneCard empowers you to send money to anyone in the U.S. through the following options:
  • Instantly transfer from OneCard to OneCard
  • Send to another debit card at another bank in few minutes*
  • Send to another bank account on the same day**
  • Send to another bank account in a few days
How much does it cost to send money?
It depends on the option you choose. For a simple list of fees, click here
How long does it take for my contact to receive the money?
It depends on the transfer option you choose:
  • If you send to another OneCard user, your contact will have access to the money immediately
  • If you send to a debit card at another bank, your contact will have access to the money usually within a few minutes*
  • If you send to another bank account by Wire, your contact will have access to the money usually on the same day**
  • If you send money to another bank account by ACH, your contact will will have access to the money usually within a few business days**
My available card balance will not cover my purchase amount. Can I still use my OneCard?
Yes, you can still use your OneCard MasterCard. Just tell the cashier in advance how much to deduct from your card and how much you will pay using an alternate payment method.

Note that this process, known as "split tender," may not be supported by all merchants.
What happens if I need to return an item I purchased using my OneCard MasterCard?
When making a return, you may be asked to show the cashier the card used to make the purchase. The value of the returned merchandise will be credited back to your card.
I can't find my OneCard MasterCard card. What should I do?
Contact us immediately to report your lost or stolen card and request a replacement card. Rest assured that registered OneCard MasterCard include Zero Liability protection. In the event your card is lost or stolen, CBW Bank will not hold you responsible for unauthorized purchases made on your card.
Questions not answered here
We are here to support you 24/7/365!

Phone: +1 203-633-2273
Click here to submit a support ticket.
Notice:
T he OneCard is issued by CBW Bank, member FDIC, pursuant to a license from MasterCard International
* OneCard disburses funds to bank accounts using the beneficiary debit card through the STAR, NYCE, PULSE, Maestro, MasterCard, and Visa networks. Most disbursements post in seconds to the beneficiary account. Some banks post the funds next business day.
** Actual funds availability is subject to ACH/Wire Network and receiving bank policies.
About Us
Yantra Financial Technologies and CBW Bank created OneCard as a safe and convenient alternative for a traditional bank account.
We are constantly finding ways to improve our products to benefit our customers. If you would like to offer some input, please let us know here!